Deciphering the Complexities of Medicare Insurance Options – By Guest Blogger Stephanie Goldstein, BSW, LBSW

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Years ago, once you turned 65, you applied and were granted your Medicare benefit. Some opted to pursue Medigap (supplemental) insurance to help cover the cost of items and services that Medicare didn’t cover. Medigap is optional and because of the monthly premiums many older adults went without supplemental coverage.

With the evolution of healthcare reform and people living longer, many things have changed. Medicare remains the primary insurance for those over 65, but with attempts to keep costs down, Medicare Advantage Plans have emerged. These plans are also known as “Managed Medicare Plans.”

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