Hello! I’m Officer Julie Smith from the Internal Revenue Service – By Guest Blogger Paul Hynes, CFP

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The title of this blog is the opening line in a phone call that people around the country are getting. Is it really a call from the IRS? No, it’s not.

Senior Safe & Sound warns everyone to be aware of scam phone calls from criminals intent on stealing their money, their identity, or both. These criminals pose as officials from the IRS. The tone of the call is often threatening and intimidating. You can listen to two examples of these fraudulent calls by clicking here and here.

According to the IRS website, the IRS will not:

• Call you to demand immediate payment. The IRS will not call you if you owe taxes without first sending you a bill in the mail.
• Demand that you pay taxes and not allow you to question or appeal the amount you owe.
• Require that you pay your taxes a certain way. For instance, require that you pay with a prepaid debit card.
• Ask for your credit or debit card numbers over the phone.
• Threaten to bring in police or other agencies to arrest you for not paying.

Phone scams such as this one often target older people, but just about anyone can become a victim if they’re not careful.

So, remember that the IRS will not call you out of the blue. And, tell your friends and family about this scam. Education and awareness is your best protection from this scam and others like it.

To learn more about this scam, visit

https://www.irs.gov/newsroom/irs-urges-public-to-stay-alert-for-scam-phone-calls

Paul Hynes, CFP is the Founder of both HearthStone Private Wealth Management and www.Safeandsound.org, an on-line resource and blog to help educate the public and prevent financial elder abuse.  His organizations are located in the San Diego, California. To reach him go to www.safeandsound.org or www.hearthstoneinc.com.

Understanding Millennial Staff & Patients In Healthcare – By Jennifer L. FitzPatrick

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Unfortunately, stereotyping based on age is not unusual in healthcare.  This is a problem because it’s essential that we treat patients, caregivers and colleagues of different generations with respect.  But do you know how to most effectively treat persons of different generations with respect?  If you are a Gen-Xer, Baby Boomer or Traditionalist, check out this short video on how to better understand your Millennial patients, caregivers and colleagues in the healthcare workplace:

https://www.youtube.com/watch?v=MMMZ62S7Kc4

 

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.

Tips For Confronting A Risky Older Driver – By Jennifer L. FitzPatrick

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If you have an older patient, client or loved one whose driving concerns you, you are not alone.  Most of us struggle with talking about dangerous driving with older patients, clients and loved ones.  Just getting older involves physical and cognitive changes that can impact road safety.

Check out Jennifer FitzPatrick’s first international radio appearance discussing tips about this issue with Gord Gillies on News Talk 770 Calgary https://omny.fm/shows/the-morning-news-with-gord-gillies/seniors-driving .

 

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.

How To Customize Service To Different Generations Without Making Assumptions – By Jennifer L. FitzPatrick

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Recently I was in a department store waiting in a long line.  Normally I amuse myself by checking social media when I am stuck in a long line. But not this time.  I had the opportunity to witness a really powerful example of how to serve generations the way they want to be served.  Click here to check out the story of how the salesperson I observed was generationally sensitive to a customer without stereotyping.

For video, click here.

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.

5 Tips To Help You Live Happily Ever After At Home For The Rest Of Your Life – By Jennifer L. FitzPatrick

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Nobody’s first choice is to live in a nursing home. Most people prefer not to move in with adult children or other loved ones either. Even if an older adult is open to the idea of a CCRC (continuing care retirement community) or assisted living, they are very expensive options. Aging in place is often considered the most cost-effective option for those who are healthy. Though many older adults will eventually reside in senior living residences, most would prefer to live at home for as long as possible. Here are 5 tips to help you do just that:

  1. Choose your home for aging in place carefully. Living near reputable healthcare institutions and providers you trust is crucial. Having a social support system nearby is also vital. Finally, having a bedroom and bathroom on the first floor is a huge help. Many older adults opt to move into a rancher or a condo with an elevator so navigating stairs will never be an issue. While this is a great strategy, some older persons want to remain in their “forever home” indefinitely. Remaining in the multi-story home in which you raised your family is a viable option if there is a bedroom and bathroom on the first floor. If an older person becomes less ambulatory, these features make the difference between being able to age in place or not. Ideally, the older person living in a multi-story home will also have the laundry machine on the first floor as well.
  2. Understand normal aging and prepare for it. In order to age in place successfully, it helps to understand the normal aging process. All of our senses and organs become a bit less efficient. Even when no disease or abnormal conditions are present, all of us experience these changes. For example, all older adults are more at risk for falls because of diminished reaction time which happens to everyone. Older adults desiring to age in place should be mindful of anything that would exacerbate fall risk in the private home: throw rugs, dim lighting, clutter, etc.
  3. Join or start a Village. Villages are grass-roots community based organizations that help support members who wish to age in place. To find out if there is one in your community or how to start one, check out www.vtvnetwork.org.
  4. Embrace technology. Life Alert systems are quite effective in detecting falls, especially the ones that are waterproof and can be worn in the bath or shower. Wearable technologies like Jawbone Up, Fitbit and Lively Safety Watch can allow family members to track some of the older person’s health habits. For example, the family member and older person aging in place can both wear the Jawbone Up or Fitbit, link their accounts and see data like how many steps the other person has taken or the quality of the other person’s sleep. Not only does this increase information that family has about an older loved one’s lifestyle but it may encourage the older person to be less sedentary and embrace better sleep habits. The Lively Safety Watch includes sensors that can be attached to the refrigerator and other objects in the home (e.g. a bathroom door) to determine how often the older person has been eating or when she uses the restroom.
  5. Look into home care options now. You may not need help with chores or taking a shower right today but someday you might.  Get to know the home care options in your community early—before you need home care services.

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.