How to Spot Red Flags of Clients at Risk for Exploitation – By Jennifer L. FitzPatrick

Posted on


Suzanne has been 82- year old Mr. Burns’ financial planner for the last seventeen years.  Mr. Burns has been very conservative with his investments and has never made a large withdrawal from his account.  Today, Mr. Burns calls to say he would like to liquidate his account so he can travel across Europe with his new 28-year old girlfriend.  Suzanne is perplexed by this—she has never known Mr. Burns to go on a vacation other than to visit his daughter who lives a few hours away.  This is also the first time Suzanne has ever heard about a new girlfriend.

Everything might be just fine with Mr. Burns; perhaps he has finally gotten the travel bug and has genuinely fallen in love.  On the other hand, this new behavior could indicate a change in cognitive status.

Many people understand that Alzheimer’s disease and other dementias include short term memory loss.  But what so many don’t understand is that unusual behavior, personality changes, lack of inhibition and getting lost in familiar places can also be red flags.

While financial planners advise and guide their clients, ultimately the client has a right to do what he wants.  Even though Suzanne may express concern about his liquidation request, she ultimately would have to follow his order. That’s why I am thrilled that FINRA has established these new rules to protect the older investor as well as the financial planner:

https://www.finra.org/sites/default/files/Regulatory-Notice-17-11.pdf

Beginning in February 2018, planners will have some options in cases like this.  Suzanne could put a temporary hold on Mr. Burns’ account.  She could also contact Mr. Burns’ trusted contact person who is listed on his account.  These rules offer the financial planner peace of mind when dealing with a client situation that feels “off.”

Once Suzanne exercises these options, it’s possible that it will be determined that Mr. Burns is cognitively intact. Maybe Mr. Burns knows exactly what he is doing and it will all work out fine.  He and the new girlfriend will live happily ever after backpacking across Europe.  Or perhaps Mr. Burns is being exploited and he will end up losing his life savings through a scam perpetuated by the new girlfriend.

With the implementation of these new rules, it is quite possible that Suzanne could save Mr. Burns and his family from the heartache of poor decisions made under the influence of dementia.

If you are a financial planner who wants more information about how to spot red flags of clients at risk for exploitation, join me for a webinar on the topic approved by the CFP Board: Thursday Dec 7–To register, click on http://jenerationshealth.com/online-events. I will also be on Sirius XM this week discussing this topic on Business Radio Channel 111 at 5pm EST on December 5.

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.

What do you do about sex…and dementia? By Jennifer L. FitzPatrick

Posted on


How should senior living communities handle residents who have dementia who are “sexually aggressive?”  What do spouses and partners do about their sexual needs if their loved one has dementia?  Can somebody with Alzheimer’s disease or another cognitive impairment say “yes” to sex?  Check out Jen’s recent interview on Valda Ford’s Sex Is Not For Sissies show where we explore these complex questions:

http://www.spreaker.com/user/9496980/sept-11-jennifer-fitzpatrick

 

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.

Ireland, Italy & Yemen: What Do These Countries Have To Do With Dementia? – By Jennifer L. FitzPatrick

Posted on


Communicating with someone who has dementia can be like visiting a foreign country.  In a chapter of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One,  I discuss how early stages is like heading to Ireland, mid stages is like visiting Italy and late stages is similar to traveling to Yemen.  On Marcia Teele’s radio show, Caregiver Solutions, I go into detail about how viewing dementia communication like foreign travel can help you.

Check out the interview here:

https://www.youtube.com/watch?v=bCdZktWiMx0&feature=em-lss

 

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.

Palliative Care: Time to Provide It in All Stages of Progressive Dementia – By Guest Blogger, Mary Fridley

Posted on


The Palliative Care movement was started to support people through cancer treatments and has evolved to help anyone living with difficult medical conditions. It is a collaboration of effort among patient, family, physician, and the health care network.

The National Hospice and Palliative Care Organization defines it as, “ Patient and family-centered care that optimizes quality of life by anticipating, preventing, and treating suffering. Palliative care throughout the continuum of illness involves addressing physical, intellectual, emotional, social, and spiritual needs and to facilitate patient autonomy, access to information and choice.”

Progressive dementia is the gradual deterioration of the brain that inevitably leads to death. As Nancy Reagan said, it is “the long goodbye”.

Caregivers are all too familiar with agonizing trips to the emergency department. A loved one has a sudden change in behavior, a call is placed to the primary care physician, and the recommendation is to take the patient to the hospital emergency department.

The hospital setting is frightening and confusing to normal folk but to the dementia impaired person it is a nightmare. The caregiver tries in vain to keep the patient calm and still. A sedative may be ordered that further compromises cognition. Hours later, a urinary tract infection is diagnosed and the patient is sent home with an antibiotic prescription. If palliative care were in place, a call to the physician would allow for evaluation and appropriate treatment at home where both patient and caregiver are comfortable.

Starting palliative care early in the disease allows for the anticipation, prevention, and treatment of all aspects of “suffering” throughout the stages. It allows for patient involved decision-making, family education, and access to resources and support services. Perhaps most importantly, it provides continuous evaluation of the ever-changing needs of both patient and family while reducing cost of care.

 

Mary C. Fridley, RN, BSN, BC
Mary is a member of the Jenerations speakers bureau. She is a Registered Nurse board certified in gerontology with more than 30 years experience in the geriatric health field. She has been a consultant to families, businesses, and care facilities and has an expertise in dementia care. Mary is a successful caregiver advice columnist and former consultant to the Anne Arundel County, MD, Department of Aging and Disabilities, and a caregiver support group facilitator for 17 years. Mary speaks extensively on subjects related to dementia, eldercare, successful aging, and caregiver issues.

A Colleague Or Loved One Has Dementia: Where Do You Find Help? By Jennifer L. FitzPatrick

Posted on


While most people have heard of the Alzheimer’s Association, did you know that there are other non-profits that focus on supporting patients and families struggling with an irreversible dementia diagnosis.  Whether you are an Employee Assistance Professional or just care about someone who is showing signs of cognitive problems, here is a handy list of resources you can refer to for help:

www.alz.org offers dementia caregiver resources such as a wealth of information about Alzheimer’s disease, vascular Dementia and other irreversible dementias.  The Alzheimer’s Association offers dementia caregiver resources to professionals, patients and family caregivers, including a 24-hour helpline (800) 272-3900 that can be accessed throughout the United States.  Both caregivers of persons with dementia as well as professionals find this helpline invaluable. The Alzheimer’s Association’s national office is located in Chicago.

www.lbda.org  offers dementia caregiver resources such as educational conferences, webinars and support groups for those dealing with a diagnosis of Lewy Body Dementia.  The Lewy Body Dementia Association’s home office is based in Georgia.

www.theaftd.org Based in the Philadelphia area, The Association for Frontotemporal Degeneration offers dementia caregiver resources and information about Frontotemporal Dementia, Pick’s Disease and other Frontotemporal Degenerative conditions.  Their dementia caregiver resources include educational conferences and support groups.

www.cjdfoundation.org offers dementia caregiver resources such as educational conferences and family support to patients with Creutzfeldt-Jakob Disease  (CJD) and their families.  The Creutzfeldt-Jakob Disease Foundation’s home office is located in Ohio.

www.hdsa.org  Based out of New York, the Huntington’s Disease Society of America offers dementia caregiver resources such as support and education to patients and families impacted by Huntington’s Disease.

If you want simple, practical strategies on how to deal with the stress of caring for or supporting someone who has dementia, check out Jennifer FitzPatrick’s new book, Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One at www.cruisingthroughcaregiving.com.

 

Jennifer L. FitzPatrick – MSW, LCSW-C, CSP
The founder of Jenerations Health Education, Inc., Jennifer FitzPatrick has over 20 years’ experience in healthcare and gerontology. The author of Cruising Through Caregiving: Reducing The Stress of Caring For Your Loved One, she is also a gerontology instructor at Johns Hopkins University and an Education Consultant to the Alzheimer’s Association. She helps you reduce stress and increase productivity, morale and revenue. Jennifer and Cruising Through Caregiving have been featured in Forbes, U.S. News & World Report, The Huffington Post, Reader’s Digest, Univision and The Chicago Tribune. She has also appeared on ABC and Sirius XM.